STUDENT LOAN CENTER - CAPITOL CITY BANKING ADVISERS
Student Loan Center
Capitol City Banking Advisers logo
2469Jett Ferry Rd , Suite 204      Atlanta, GA 30338      (678) 904-0871      (678) 904-0875 fax
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Financial Aid Deadlines (courtesy of NextStudent)

Jan:        Submit the FAFSA and search for scholarships

Feb:        Complete any financial forms your school or state requires

Mar:        Review your Student Aid Report carefully; make any necessary corrections

Apr:        Watch for award letters

May:        Choose the school you wish to attend and notify that school

Jun:        Apply for Federal Stafford Student Loans and Federal PLUS Loans for Parents

Jul:        Apply for a private loan if you need money to "fill the funding gap"

Aug:        If you've been awarded work-study, contact your school's Financial Aid Office

Sep:        Apply for scholarships using the Scholarship Search Engine - search early and often

Oct:        Continue to look for scholarships and grants; High school seniors-apply for early decision, if applicable

Nov:        High school seniors - get letters of recommendation from friends, teachers and co-workers

Dec:        Complete the FAFSA Pre-App Worksheet; Seniors - submit applications for admission to the colleges of your choice
Student Loan Services we offer:

Federal Student Loan Consolidation

After graduation, consolidation loans can help ease the burden of repayment by bundling all your student loans into a single loan with one lender and one repayment plan. Both students and parents are eligible to consolidate student loans.

Private Student Loan Consolidation
If you've already consolidated using Federal Student Loan Consolidation, you still may be able to refinance with a private lender to lower your rates and your payments. Because these loans are not b acked by the U.S. government, private student loan consolidation does requrire a credit check.

Federal Stafford Loans
A Stafford Loan is one of the most affordable ways to pay for school. Stafford Loan rates are lower than other forms of consumer financing, and repayment is postponed until you are out of school.

Federal PLUS Loans
A Federal PLUS (Parent Loan) allows parents to borrow up to the total cost of attendance for each year a child (student) is in school. It is not a need-based loan and more importantly, it is available year round-even if you have already paid tuition and education expenses. The Federal PLUS Loan is a smart financial strategy and it ensures that costs are met at very low interest rates and excellent terms.

Private Loans
If federal aid doesn't cover the total cost of your education, you can still get the money you need. Private loans are unsecured, credit-based loans available to students for tuition and fees, living expenses, supplies, computers and other every day living expenses.

For more information, or to apply for any of our student loan products, please call one of our education finance specialists at (800) 915-2604